02 Nov Nine Pet Insurance Companies To Protect Your Furry Friend
Healthy Paws- the Best Overall
Healthy Paws is an esteemed pet insurance company that offers plans for cats and dogs. They are loved for their quick and simple claim process through a simple submission of the veterinary bill on their app. They cover accidents, illnesses, surgery, prescriptions, and some alternative treatments among others. One other favorable thing about this insurance policy is that there are no caps on payouts.
Trupanion- the Best Claim Process
The Trupanion insurance policy covers all sudden illnesses and injuries and offers a 90% reimbursement. Their plan applies to every pet and does not change with the breed, age, or gender. They also offer a hassle-free claim process using the Vet Direct Pay feature where the hospital gets to submit the claim and Trupanion pays their share of the bill directly to them, saving you the trouble.
Embrace Pet Insurance- Best Coverage Options
Most pet insurance companies do not make any considerations for pre-existing conditions. This is not the case for Embrace Insurance which covers pre-existing conditions that they deem to be curable. The company also stands out with its coverage for exam fees. They also aim at helping you save on your pet insurance budget through their diminishing deductible feature.
Figo- Best App
All plans from Figo work in the U.S., Canada, and Puerto Rico. They offer 100% reimbursement on licensed veterinary bills for sudden illnesses and injuries. The age, breed, and location of your pet will determine your premium. Their best feature is the Figo Pet Cloud app which allows you to digitally follow up on your claim and enjoy other features such as quick pay, recommendations on pet-friendly places/services, connecting with pet owners, and virtual vet sessions.
Nationwide Pet Insurance- Exotic Pets
When it comes to covering exotic pets such as birds and snakes among others, Nationwide is a great insurance option. The Whole Pet with Wellness is one of their three plans and is the most comprehensive one. The Major Medical Plan is however more limited as it offers no coverage for wellness and with some hereditary conditions having a waiting period. They have an app through which you can submit your claim.
Pets Best- Quick Reimbursement
This pet insurance company was founded with an aim to stop pet euthanasia from lack of funds for pet treatment. It prides itself in offering a favorable reimbursement period of 2 to 5 days. They cover cats and dogs of all breeds, but, are required to be 7 weeks or older. Different premium options are available depending on the needs and budget at hand. Their plans apply for all licensed vet services in the U.S., Puerto Rico, and Canada.
ASPCA Pet Health Insurance- Budget Friendly
For dog and cat pet owners in the U.S. and Canada, ASPCA is a great choice for pet insurance. After paying the hospital bill, customers can file their claim using their app or Member Center and receive their reimbursements through mail or direct deposit. A 70 to 90 percent reimbursement will apply for their Complete Coverage Plan. A more budget-friendly option is the Accident-Only Coverage that covers the cost of exam fees, diagnostics, and treatments for accidents. Preventive care as an add-on is also available.
24PetWatch Pet Protection Services- Custom Plan
24PetWatch not only offers pet insurance but pet protection services as well. Its plans are available for dogs below 10 years and cats, 12 years. For any licensed veterinary clinic in the U.S and Canada, you can find policies to cover diagnosis, testing, and treatment of accidents and illnesses. You can choose from the four levels of wellness coverage and include add-on benefits.
Petplan- Older Pets
Older cats and dogs are not left out of the Petplan coverage. Their age together with their breed and location will however affect your premium. Petplan offers coverage plans on a wide variety of treatments as long as they are performed by a licensed vet in the U.S or Canada. Customers can file their claims through the Petplan app and wait for a reimbursement to take place within 30 days.